Contact Us: ​ MO    (417) 863-1900
​ TX     (972) 540-1900
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  • Quotes
    • Auto Insurance Quote
    • Auto Quotes >
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
    • Renters Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Church Insurance Quotes
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      • Flood Insurance Quote
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      • Business Insurance Quote
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      • Life Insurance Quote
      • Final Expense Insurance Quote
    • Other Quotes >
      • Umbrella Insurance Quote
      • Travel Insurance Quote
  • Insurance
    • Property >
      • Home Insurance
      • Church Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
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      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
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      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Final Expense Insurance
    • Other >
      • Boat Insurance
      • Travel Insurance
      • Umbrella Insurance
  • About
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      • 9 Ways to Save on Homeowners Insurance
      • Fire Prevention and Safety
      • Flood Insurance
      • Home Inventory
    • Refer a Friend
    • Insurance Carriers
    • News
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      • Report a Claim
      • Make a Payment
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Renters Insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow?  It only takes a few minutes to see how affordable renters coverage can be.

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What is Renters' Insurance?

Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings

How Much Renters' Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself the following questions:
  • How much are my belongings worth?
  • Could I afford to buy it all back again if it were destroyed in a fire or stolen?
  • What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.
(417) 863-1900​
709 W. Sunshine St.
Springfield, MO 65807​
Click Here to Email Us
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Insurors of America

Missouri

709 W. Sunshine St.
Springfield, MO 65807
(417) 863-1900​

Texas
4261 E University Dr
Ste 30-219
Prosper, TX 75078
(972) 540-1900

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